先避免毁灭性错误，再谈聪明决策。
- 不要吸毒：Don’t do cocaine
- 不要和火车抢道：Don’t race trains
- 不要让自己暴露在艾滋病风险场景中：Avoid AIDS situations
My partner Charlie (Munger) says there is only three ways a smart person can go broke: liquor, ladies, and leverage. Now the truth is — the first two he just added because they started with L — it’s leverage.